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Insurance

Travel Insurance Policy Cover Summary
General Conditions

STANDARD POLICY   Excesses
Section 1
Personal accident Up to £25,000 Nil
Section 2
Medical Expenses Up to £5,000,000 £50
Section 3
Hospital benefit Up to £500 Nil
Section 4
Cancellation

Curtailment		 Up to £3,000



Up to £3,000
 £50



£20 loss of deposit
Section 5
Baggage and Personal Effects
Single Item, Pair or Set Limit
Valuables Limit 		Up to £2,000
Up to £300
Up to £300		 £50
Nil
£50
Section 6
Delayed Baggage Up to £300 £50
Section 7
Money
Cash Limit
Loss of Passport 		Up to £500
Up to £200
Up to £250		 Nil
£50
£50
Section 8
Personal Liability Up to £1,000,000 Nil
Section 9

Travel Delay

Abandonment

Missed Departure

Up to £200
Up to £3,000
Up to £1,000

Nil

Nil

Nil
Section 10
Legal Expenses Up to £10,000 £50
Section 11
Catastrophe Cover Up to £500 £50

GOLF POLICY
(in addition to Standard Policy above)		   Excesses
SECTION 12 GOLF COVER
Own Equipment
Hired Equipment
Delayed Equipment (£25 per day)		 Up to £1,000
Up to £500
Up to £150		 £50
£50
£50
     
SKI POLICY
(in addition to Standard Policy above)		    
SECTION 13 SKI COVER
Own Equipment
Hired Equipment
Hire Charge (£10 per day)
(If Luggage Delayed)
Lift Pass
Ski Pack
 Up to £400
Up to £150
Up to £100

Up to £300
Up to £200
 £50
£50
£50

£50
£50


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